ADC Kargil Chairs DLRC/DLRAC Meeting for Q4 of FY 2024-25.

ADC Kargil Chairs DLRC/DLRAC Meeting for Q4 of FY 2024-25.
Kargil, June 02, 2025 – The District Level Review Committee (DLRC) and District Level RSETI Advisory Committee (DLRAC) meeting for the fourth quarter of the financial year 2024-25 was today convened under the chairpersonship of Additional Deputy Commissioner Kargil, Imteeaz Kacho in his office chamber.
General Manager, DIC/Project Officer (Wages), Kargil, Shafiq Ahmad; District Sheep Husbandry Officer, Dr. Niyaz-ul-Hassnain; Chief Agriculture Officer Ashiq Hussain, Chief Animal Husbandry Officer, Dr. Gulzar Hussain; Lead District Manager (LDM) Tsering Morup; Lead District Officer, RBI, Amandeep Singh; District Development Officer, NABARD, Tsewang Dorjay; Cluster Head, J&K Bank; representatives from CRISIL Foundation; CFL and Officers/officials from various banks and financial institutions attended the meeting.
At the outset, the LDM presented a comprehensive overview of the District’s banking achievements in the areas of deposits, advances, Credit-Deposit Ratio (CDR) and performance under the District Credit Plan (DCP) for the year 2024-25. He also highlighted the progress made under priority and non-priority sector lending and shared data related to the physical and financial targets achieved under various government-sponsored schemes including PMEGP, PMMY, SVANidhi and SUI.
The performance of banks in issuing Kisan Credit Cards (KCCs) in agriculture, animal husbandry, sheep and poultry sectors was also reviewed. Progress under schemes such as NRLM, NULM, PMJDY and social security initiatives like PMJJBY and PMSBY were also assessed.
Reviewing the efforts in financial literacy, ADC Kacho directed the concerned stakeholders to conduct at least one financial literacy camp per month in different villages, with special focus on farmers, SHGs, MSMEs and senior citizens. He emphasized the need to bridge the financial knowledge gap and spread awareness of available financial products and schemes.
The ADC also called for a substantial increase in priority sector lending, especially in the areas of agriculture infrastructure, education and social infrastructure. He stressed on the importance of organizing result-oriented awareness and outreach programmes across the district to boost enrollment under social security schemes and to improve the sponsorship rate of cases under various Government programmes.
During the meeting, the DLRAC also reviewed the fourth quarter progress of RSETI-Kargil. The Committee was informed about the training programmes conducted and the status of credit linkages provided to the trained candidates.
ADC Kacho appreciated the efforts of the banks and line departments and urged all stakeholders to work in coordination to ensure the effective implementation of financial schemes for inclusive growth and economic development in the District.