Workshops with Bankers Strengthen Credit Outreach for MSMEs and SHGs in Leh.

Workshops with Bankers Strengthen Credit Outreach for MSMEs and SHGs in Leh.
Workshops titled “LA-12: Workshop with Bankers for Increasing Outreach Lead” was successfully conducted in Leh district under the *Raising and Accelerating MSME Performance (RAMP) Programme of the Ministry of Micro, Small and Medium Enterprises, Government of India*. The workshop aimed to enhance awareness and improve access to institutional credit among *Micro, Small and Medium Enterprises (MSMEs)* and *Self-Help Group (SHG) members* in the Union Territory of Ladakh.
The workshops were organized at the Conference Hall of the District Industries Centre Leh and bringing together entrepreneurs, bankers, and officials to strengthen credit linkages and financial awareness. Around 30 entrepreneurs and SHG members from sectors including food processing, pashmina, handicrafts, and handloom participated in the programmes.
The sessions featured expert guidance from key representatives of the banking and financial ecosystem. The experts present included Stanzin Dolker, Lead District Manager; Tsewang Tamchos, Manager, State Bank of India; Tsewang Dorjey, Assistant General Manager, National Bank for Agriculture and Rural Development; Stanzen Paksang, Senior Manager, SIDCO; K. Isfindyar Khan, Inspector, State Taxes Department (GST Office); and Asiya Tabassum, District Programme Manager, Ladakh Rural Livelihoods Mission, Rural Development Department.
During the workshop, the resource persons provided detailed sessions on *MSME loan schemes, credit facilitation, documentation requirements, and procedures for availing institutional finance*. Participants were also guided on Udyam Registration, GST compliance, and various government schemes such as PMEGP, PMFME, and RAMP.
The workshops facilitated direct interaction between bankers and entrepreneurs, allowing participants to clarify queries regarding loan eligibility, working capital requirements, and financial management practices necessary for scaling their enterprises. The initiative also emphasized the importance of digital transactions, proper bookkeeping, and improved financial discipline among MSMEs.
Officials highlighted that such initiatives are essential for *improving credit absorption capacity, strengthening financial inclusion, and supporting the growth of local enterprises* in Ladakh. The workshops are expected to lead to *increased MSME loan applications, improved financial preparedness, and stronger collaboration between financial institutions and entrepreneurs* across the region.
The initiative forms part of the approved activities for FY 2025–26 under the RAMP Programme, aimed at enhancing the competitiveness, growth, and sustainability of MSMEs in the Union Territory.